Upgrading your air conditioner, replacing a water heater, or handling an unexpected plumbing problem shouldn’t mean putting it off until the budget catches up. Greenstar/RighTime Home Services offers flexible financing so you can take care of your Irvine, Long Beach, or Anaheim home now and pay for it over time, without draining your savings.

Check your options below. It takes only a few minutes, and seeing your estimated monthly payment won’t affect your credit score.

Check Your Financing Options

Why finance your Orange County home comfort project?

Orange County’s mild coastal climate is easy on heating systems, but the warm months still ask a lot of your air conditioner, and an aging system often shows its age at the worst time. Replacing it, or upgrading to a more efficient setup to keep summer energy bills in check, can be a significant expense. Financing turns that one large bill into a predictable monthly payment that fits your budget, so a planned upgrade or a sudden breakdown doesn’t have to wait.

  • Predictable monthly payments sized to your budget

  • No down payment required to get started

  • A simple application with a credit decision in minutes

  • Special financing options made available on qualifying projects

  • Apply online before your appointment, or on the spot with your technician

How financing works through our partner, GoodLeap

We have partnered with GoodLeap to offer flexible payment options for your project. GoodLeap uses a soft credit check until funding and the highest score from all three bureaus to see if you qualify. It also takes just a few minutes to get started.

When you check your options, you’ll be able to enter the amount you want to finance and view up to three loan products side by side, each with an estimated monthly payment. There’s no obligation: this is most often used as a pre-approval, and you can adjust the loan product and the actual amount financed later, during the contract phase with your Greenstar/RighTime technician.

What you can finance with Greenstar/RighTime

As a full HVAC and plumbing provider in Orange County, Greenstar/RighTime can help you pay over time for far more than just emergencies:

Modern comfort, including smart-home upgrades

Greenstar/RighTime is known in Orange County for going beyond standard heating and cooling, from Google Nest setup to whole-home smart-home and efficiency improvements. Financing makes it easier to bundle a system replacement with the efficiency upgrades that help lower your energy bills, and pay for the whole project over time rather than all at once.

A name Orange County homeowners trust

Greenstar/RighTime Home Services serves Irvine, Long Beach, Anaheim, and the surrounding Orange County area with technicians who are fully background checked and drug tested. Every job is backed by our Exceptional Service Guarantee, with honest, upfront estimates and no hidden fees — the same standard we bring to financing, so you always know what to expect before any work begins.

Ready to get started?

See your estimated monthly payment in just a few minutes, with no impact to your credit score. When you’re ready, our team is available seven days a week to answer questions and schedule your service.

Check Your Financing Options

Prefer to talk it through first? Call Greenstar/RighTime Home Services at 866-206-4552 or book an appointment online.

Orange County financing FAQ

Will checking my financing options hurt my credit score?
No. GoodLeap uses a soft credit check to show you your options and estimated payments. Your credit isn’t affected unless your loan is funded.

How long does it take to apply?
Just a few minutes. You’ll enter the amount you’d like to finance, review your loan options, and receive a decision in minutes.

Do I need a down payment?
No down payment is required to get started on qualifying projects.

Can I change the amount later?
Yes. The amount you enter is an estimate for pre-approval. You can adjust the loan product and the actual amount financed during the contract phase with your technician.

Can I finance plumbing or smart-home work too?
Yes. Financing can be applied to qualifying plumbing projects like water heater replacement, as well as smart-home and efficiency upgrades, not just heating and cooling.

Financing provided by GoodLeap and subject to credit approval; terms and conditions apply. Estimated payments shown are examples and are not a commitment to lend. License # [ADD CA LICENSE NUMBER].