In Miami’s heat, a failing air conditioner isn’t something you can put off, and a full replacement often arrives at the worst possible time. ARS/Rescue Rooter Miami offers flexible financing so you can restore comfort to your home now, from Brickell and Coral Gables to Pembroke Pines and Homestead, and pay for it over time, without draining your savings.
Check your options below. It takes only a few minutes, and seeing your estimated monthly payment won’t affect your credit score.
Why finance your Miami AC project?
South Florida is uniquely hard on cooling systems. Air conditioners here run nearly year-round, salt in the coastal air corrodes condenser coils and other metal components, and high humidity and summer thunderstorms add even more strain. All of that means systems often need replacing sooner than homeowners expect. Financing turns that one large bill into a predictable monthly payment that fits your budget, so a sudden breakdown doesn’t force you to choose between comfort and your other priorities.
Predictable monthly payments sized to your budget
No down payment required to get started
A simple application with a credit decision in minutes
Special financing options made available on qualifying projects
Apply online before your appointment, or on the spot with your technician
How financing works through our partner, GoodLeap
We have partnered with GoodLeap to offer flexible payment options for your project. GoodLeap uses a soft credit check until funding and the highest score from all three bureaus to see if you qualify. It also takes just a few minutes to get started.
When you check your options, you’ll be able to enter the amount you want to finance and view up to three loan products side by side, each with an estimated monthly payment. There’s no obligation: this is most often used as a pre-approval, and you can adjust the loan product and the actual amount financed later, during the contract phase with your ARS technician.
What you can finance in Miami
Financing isn’t just for emergencies. Whether you’re replacing an aging system before it fails or upgrading to a more energy-efficient unit to manage your summer cooling bills, ARS/Rescue Rooter Miami can help you pay over time for:
A trusted name in Greater Miami home comfort
ARS/Rescue Rooter Miami serves the entire Miami area, including Aventura, Bal Harbour, Coconut Grove, Key Biscayne, Pinecrest, South Beach, Sunny Isles Beach, Surfside, Pembroke Pines, and Miramar, with HVAC technicians who are fully background checked and drug tested. Every job is backed by our Exceptional Service Guarantee, with honest, upfront estimates and no hidden fees — the same standard we bring to financing, so you always know what to expect before any work begins.
Ready to get started?
See your estimated monthly payment in just a few minutes, with no impact to your credit score. When you’re ready, our team is available seven days a week to answer questions and schedule your service.
Prefer to talk it through first? Call ARS/Rescue Rooter Miami at 305-506-2125 or book an appointment online. ¿Prefiere hablar en español? Haga clic aquí.
Miami financing FAQ
Will checking my financing options hurt my credit score?
No. GoodLeap uses a soft credit check to show you your options and estimated payments. Your credit isn’t affected unless your loan is funded.
How long does it take to apply?
Just a few minutes. You’ll enter the amount you’d like to finance, review your loan options, and receive a decision in minutes.
Do I need a down payment?
No down payment is required to get started on qualifying projects.
Can I change the amount later?
Yes. The amount you enter is an estimate for pre-approval. You can adjust the loan product and the actual amount financed during the contract phase with your technician.
Is financing a good option before hurricane season?
Many Miami homeowners choose to replace an aging system ahead of the summer heat and hurricane season rather than risk a failure at the worst time. Financing makes it easier to plan that replacement on your own schedule.
Financing provided by GoodLeap and subject to credit approval; terms and conditions apply. Estimated payments shown are examples and are not a commitment to lend. American Residential Services of Florida, Inc. License #: CMC1249753, CFC1428283, EC13008558.